Terms & Conditions

1. Acceptance of Terms

By accessing and using the Bizzy Bemuna LLC website (bizzybemuna.com) and services, you accept and agree to be bound by these Terms & Conditions. If you do not agree to these terms, please do not use our website or services.

2. Use of Website

You agree to use our website only for lawful purposes and in accordance with these Terms. You agree not to:

• Use the website in any way that violates applicable laws or regulations
• Attempt to gain unauthorized access to any portion of the website
• Interfere with or disrupt the website or servers
• Engage in any activity that could damage, disable, or impair the website

3. Loan Application and Approval

Submitting a loan application does not guarantee approval. All applications are subject to underwriting and credit approval. We reserve the right to:

• Request additional documentation and information
• Approve, deny, or modify loan applications at our sole discretion
• Verify all information provided in the application
• Conduct credit checks and background verification

4. SMS Terms & Conditions

When you opt in to receive text messages from Bizzy Bemuna LLC, you agree to the following terms:

• Consent to Text Messages: By providing your mobile phone number and checking the SMS opt-in box, you expressly consent to receive recurring marketing and promotional SMS/MMS messages from Bizzy Bemuna LLC, sent using an automated telephone dialing system (ATDS).
• Message Frequency: Message frequency varies. You may receive up to 4 messages per month.
• Message and Data Rates: Message and data rates may apply. Contact your mobile carrier for pricing details.
• Opt-Out Instructions: You may opt out at any time by replying STOP to any text message. You will receive a final confirmation message after opting out.
• Help: For assistance, reply HELP to any message or email us at yisroel@bizzybemuna.com.
• Supported Carriers: Participating carriers include AT&T, T-Mobile, Verizon, Sprint, and other major U.S. carriers. Carrier-specific charges may apply.
• Not a Condition of Purchase: Consent to receive text messages is NOT a condition of purchase or use of our services.
• Privacy: Your mobile phone number and text message opt-in data will not be shared with third parties for marketing purposes. See our Privacy Policy for more information.

5. Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of Bizzy Bemuna LLC and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works without our express written permission.

6. Disclaimer of Warranties

The website and services are provided "as is" and "as available" without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not warrant that the website will be uninterrupted, error-free, or free of viruses or other harmful components.

7. Limitation of Liability

To the fullest extent permitted by law, Bizzy Bemuna LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from your access to or use of our website or services.

8. Indemnification

You agree to indemnify, defend, and hold harmless Bizzy Bemuna LLC, its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable attorney's fees, arising out of or in any way connected with your access to or use of the website or services, or your violation of these Terms.

9. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law provisions. Any legal action or proceeding arising under these Terms will be brought exclusively in the federal or state courts located in Brooklyn, New York.

10. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify you of any changes by posting the new Terms on this page and updating the "Effective Date" at the top. Your continued use of the website after changes are posted constitutes your acceptance of the modified Terms.

11. Contact Information

If you have any questions about these Terms & Conditions, please contact us:

Bizzy Bemuna LLC
1229 E 72ND ST
Brooklyn, NY 11234
Email: yisroel@bizzybemuna.com